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Mortgage Payment Calculator

Estimate principal-and-interest mortgage payments for the United States, United Kingdom, Canada or Australia. Results are illustrative and do not include taxes, insurance, lender fees or other country-specific costs unless stated.

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Your estimate

Estimated monthly payment
Principal
Total interest
Total repayment

Principal-and-interest estimate calculated in your browser. Your figures are not automatically saved to SecureMoneyGuide.

Year-by-year amortization

See how estimated principal and interest change over the mortgage term.

YearOpening balancePrincipal paidInterest paidClosing balance

What this mortgage estimate includes

The calculator estimates principal and interest from the mortgage amount, annual interest rate and repayment term. It is designed as a planning tool for readers in the United States, United Kingdom, Canada and Australia.

What it does not include

Property taxes, council or local charges, homeowners or mortgage insurance, lender fees, closing costs, offset-account effects, variable-rate changes and other country-specific costs can change the actual payment. Compare this estimate with an official lender illustration before making a financial decision.